Question
Which bank has unveiled new services under its digital
transformation initiative — Project WAVE and accordingly has collaborated with National E-Governance Services Ltd, has introduced an electronic bank guarantee (e-BG) service to ease traditional paper-based processes?Solution
Indian Bank has unveiled new services under its digital transformation initiative — Project WAVE. Accordingly, the bank in collaboration with National E-Governance Services Ltd, has introduced an electronic bank guarantee (e-BG) service to ease traditional paper-based processes.This move will also reduce the turnaround time of the bank guarantee issuance and delivery to the beneficiary from an industry average of 3-4 working days to a few minutes.Besides, the facility would replace the need for physical stamp paper and physical signatures of customers by replacing them with digital stamping and e-signing making the entire process digital. Indian Bank has launched a facility to avail pre-approved business loans, an end-to-end digital journey, for eligible individuals and proprietor firms to cater to their respective businesses.
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