Question
As per the Reserve Bank’s latest Financial Stability
Report (FSR), the share of residential housing loans in total advances has increased over the last eleven years to _____ in March 2023 from 8.6 per cent in March 2012.Solution
As per the Reserve Bank’s latest Financial Stability Report (FSR), the share of residential housing loans in total advances has increased over the last eleven years to 14.2 per cent in March 2023 from 8.6 per cent in March 2012. The housing sector is witnessing a healthy growth with sales growing by 21.6 per cent in the fourth quarter (January-March) of 2022-23. In addition to rising sales, new launches also maintained healthy growth, reflecting strength in demand by end-users.During this period, the share of commercial real estate (CRE) in total loans has hovered between 2.0-2.9 per cent.
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