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      Question

      How does the current NSFI policy framework view the role

      of the "Unified Lending Interface (ULI)" in shaping future credit delivery architectures?
      A As a temporary data ledger that will be phased out by 2027. Correct Answer Incorrect Answer
      B As a crucial Digital Public Infrastructure (DPI) to ensure smooth, consent-driven, paperless lending. Correct Answer Incorrect Answer
      C As a strict regulatory mechanism designed to cap the profits of private fintech applications. Correct Answer Incorrect Answer
      D As a public clearinghouse meant exclusively for high-value international sovereign debt. Correct Answer Incorrect Answer
      E As an automated tax-collection portal targeting rural agricultural income. Correct Answer Incorrect Answer

      Solution

      The ULI is designed as a foundational piece of Digital Public Infrastructure (DPI). It enables consent-based, frictionless, and secure data sharing between data providers and lenders, speeding up credit delivery to underserved areas.

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