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      Question

      The core vision of the strategic framework emphasizes

      that financial inclusion must move past mere account ownership to focus heavily on what parameter?
      A Maximizing fee collection from zero-balance customers Correct Answer Incorrect Answer
      B Effective and seamless usage of formal financial services Correct Answer Incorrect Answer
      C Transitioning all rural accounts into institutional mutual funds Correct Answer Incorrect Answer
      D Phasing out physical cash transactions within exactly one calendar year Correct Answer Incorrect Answer
      E Limiting cross-border text alerts to minimize public infrastructure costs Correct Answer Incorrect Answer

      Solution

      Having achieved near-saturation in bank account ownership during the 2019-24 phase, the 2025-30 strategy transitions heavily from simple access (opening an account) to promoting regular and effective usage of services.

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