Question

For countries like India, China, and Kenya, where account ownership has reached 80% or more, what is considered the critical "next step" for financial inclusion policy?

A Discontinuing the expansion of physical bank branches entirely.
B Moving from basic account access to active account usage.
C Imposing strict caps on the maximum balance allowed in rural accounts.
D Shifting focus completely to high-value international corporate remittances.
E Privatizing all public sector and regional rural banking institutions.
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