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    • Question

      An NPA of ₹25 crore is secured by land worth ₹18

      crore, but property is under litigation for next 5 years. Borrower is not cooperating. What is the most appropriate recovery strategy?
      A Wait till litigation ends Correct Answer Incorrect Answer
      B File only civil suit Correct Answer Incorrect Answer
      C Initiate SARFAESI and parallel legal action Correct Answer Incorrect Answer
      D Offer immediate OTS Correct Answer Incorrect Answer
      E Write off the account Correct Answer Incorrect Answer

      Solution

      Non-cooperation + litigation → multiple legal routes simultaneously.

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