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      Question

      Five statements are given below, labelled A, B, C, D

      and E. Among these, four statements, when arranged properly, form a coherent paragraph. From the given options, choose the statement that does not fit into the theme of the passage. A) Regulatory authorities have increasingly advocated the adoption of robust risk management frameworks to ensure resilience against financial shocks in an interconnected global economy. B) Such frameworks aim to enhance the capacity of institutions to identify, assess, and mitigate vulnerabilities arising from excessive leverage and liquidity mismatches. C) However, financial institutions often contend that stringent regulatory norms may constrain their ability to innovate and respond dynamically to evolving market conditions. D) Meanwhile, the rapid expansion of digital payment platforms has significantly transformed consumer transaction behavior and retail financial services. E) Consequently, policymakers face the complex task of balancing systemic stability with the need to foster innovation and competitiveness within the financial sector.
      A A Correct Answer Incorrect Answer
      B B Correct Answer Incorrect Answer
      C C Correct Answer Incorrect Answer
      D D Correct Answer Incorrect Answer
      E E Correct Answer Incorrect Answer

      Solution

      Talks about digital payment platforms Sounds related to finance BUT does not connect to risk management / regulation / systemic stability debate The coherent theme is: A → introduces regulatory focus on risk management B → explains purpose of such frameworks C → presents industry concern (constraint on innovation) E → concludes with policy challenge (balance stability vs innovation)

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