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A singular verb is needed in the first blank (to agree with the singular noun phrase "assets freeze") and an adjective is needed in the second blank to modify the noun 'individuals'. The above-mentioned criteria eliminate all the options except option D as only option D has the correct combination of words that fits in both the blanks respectively. Rest of the options have words that are either grammatically or contextually incorrect in one of the blanks. Option D is the correct answer.
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