The CIBIL MSME Rank (CMR) is a credit score that helps

Solution

Published by TransUnion CIBIL, t he CIBIL MSME Rank (CMR) is a credit score that helps lenders assess the risk of lending to Micro, Small, and Medium Enterprises (MSMEs). The CMR is a grade on a scale of 1 to 10, with CMR-1 being the least risky and CMR-10 being the most - risky .  The CMR is calculated using a variety of factors, including:  

• Credit history  

• Payment behavior  

• Credit utilization ratio  

• Outstanding debt  

• Industry type and business size  

• Liquidity  

• Firmographic