Question
The CIBIL MSME Rank (CMR) is a credit score that helps
lenders assess the risk of lending to MSMEs. What is the scale used for CMR?Solution
Published by TransUnion CIBIL, t he CIBIL MSME Rank (CMR) is a credit score that helps lenders assess the risk of lending to Micro, Small, and Medium Enterprises (MSMEs). The CMR is a grade on a scale of 1 to 10, with CMR-1 being the least risky and CMR-10 being the most - risky . The CMR is calculated using a variety of factors, including: Â
- Credit history Â
- Payment behavior Â
- Credit utilization ratio Â
- Outstanding debt Â
- Industry type and business size Â
- Liquidity Â
- Firmographic Â
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