Question
The CIBIL MSME Rank (CMR) is a credit score that helps
lenders assess the risk of lending to MSMEs. What is the scale used for CMR?Solution
Published by TransUnion CIBIL, t he CIBIL MSME Rank (CMR) is a credit score that helps lenders assess the risk of lending to Micro, Small, and Medium Enterprises (MSMEs). The CMR is a grade on a scale of 1 to 10, with CMR-1 being the least risky and CMR-10 being the most - risky . The CMR is calculated using a variety of factors, including:
- Credit history
- Payment behavior
- Credit utilization ratio
- Outstanding debt
- Industry type and business size
- Liquidity
- Firmographic
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