Question
The 'MCLR' (Marginal Cost of Funds based Lending Rate)
system replaced the earlier 'Base Rate' system. What is a key component in calculating MCLR?Solution
MCLR is calculated based on: 1) Marginal Cost of Funds (including repo rate and deposit costs), 2) Negative Carry on CRR, 3) Operating Costs, and 4) Tenure Premium. Hence, all options are correct components.
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Statement: Â Â Â Â
 Only a few Gold are Silver         Â
Only a few Gold are Diamond     Â
Conclusion:    �...
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