LIC HFL Junior Assistant Exam Pattern and Syllabus 2024
As a prominent subsidiary of the Life Insurance Corporation of India (LIC), LIC HFL plays a pivotal role in the housing finance sector by offering a range of financial solutions tailored to meet the diverse needs of individuals looking to purchase, construct, or renovate their residential properties. Established with the mission of providing accessible and affordable housing finance, LIC HFL has built a reputation for reliability and excellence, leveraging the strong foundation of its parent company to deliver top-tier services and support to its clientele.
The highly-awaited LIC HFL 2024 Junior Assistant notification has finally been released. The Junior Assistant post in LIC HFL is highly coveted by government job aspirants every year. According to this notification, the recruitment process for the Junior Assistant post for 2024 will be done on the basis of an Online Exam and Interview. The 2024 LIC HFL Junior Assitant notification also mentions that the online registration link for the selection process will be active from July 25, 2024, and close on August 14, 2024. The LIC HFL Junior Assistant Exam is expected to take place in September 2024. With the LIC HFL Junior Assitant so close, aspiring candidates can now gear up. For 2024, there are a total of 200 vacancies divided across all states of India. This means that there is a good chance for applying candidates to get in. The notification also mentions other important details like the LIC HFL Junior Assistant eligibility criteria, 2024 LIC HFL Junior Assistant exam dates, salary, and more.
Within this esteemed organization, the role of a Junior Assistant is both crucial and multifaceted. Junior Assistants at LIC HFL are integral to the day-to-day operations, handling a variety of administrative and clerical tasks that ensure the smooth functioning of the company's processes. Their responsibilities include managing loan applications, maintaining detailed records, and providing efficient customer service. Junior Assistants are also involved in data entry, document verification, and supporting senior staff with various operational tasks.
Given the lucrative nature of the LIC HFL Junior Assistant exam, it garners significant attention from candidates across diverse backgrounds each year. With the release of the 2024 LIC HFL Junior Assistant notification for the current cycle, it is crucial for aspirants to start their preparation in earnest. To excel in the exam, understanding the exam pattern and syllabus is essential. The exam pattern provides insights into the structure and types of questions that will be encountered on the exam day, while the syllabus outlines the specific topics to be covered. Familiarity with both will aid candidates in developing effective study plans and focusing their efforts on key areas, thereby enhancing their chances of success in the examination.
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LIC HFL Junior Assistant Exam Pattern
The 2024 LIC HFL Junior Assistant selection process can be divided into two of the following steps:
- Online Examination
- Interview
LIC HFL Junior Assistant Online Exam Pattern
The LIC HFL Junior Assistant Online Exam is the first step in the recruitment process for the post of Junior Assistant in LIC HFL. The LIC HFL Junior Assistant online exam is an objective type exam. It consists of 200 questions and carries a total of 200 marks. It is divided into 5 sections with equal weightage and number of questions. The sections in the LIC HFL Junior Assistant online exam are: English Language, Logical Reasoning, General Awareness (With special emphasis on Housing Finance Industry), Numerical Ability, and Computer Skill. The exam duration will be of 120 minutes or two hours to be exact.
Take a look at the table below to get an idea of the LIC HFL Assistant Junior exam pattern:
| No. | Section | No. of questions | Maximum Marks | Version | Duration |
|---|---|---|---|---|---|
| 1 | English Language | 40 | 40 | Only English | 2 hours |
| 2 | Logical Reasoning | 40 | 40 | Only English | 2 hours |
| 3 | General Awareness (With special emphasis on the Housing Finance Industry) | 40 | 40 | Only English | 2 hours |
| 4 | Numerical Ability | 40 | 40 | Only English | 2 hours |
| 5 | Computer Skill | 40 | 40 | Only English | 2 hours |
| Total | 200 | 200 | |||
The online examination for LIC HFL Junior Assistants will be conducted exclusively in English language only. It is important to note that there will be negative marking for incorrect answers. For each incorrect response, a penalty of one-fourth or 0.25 of the marks allotted to that question will be deducted from the candidate’s score. However, if a question is left unanswered, there will be no penalty imposed. This system of negative marking is implemented to ensure accuracy and discourage random guessing.
LIC HFL Junior Assistant Interview
The selection process for the LIC HFL Junior Assistant position involves calling only those candidates for the interview who achieve a sufficiently high ranking based on their scores in the first stage of the selection process which is the LIC HFL Junior Assistant online examination, relative to the number of available vacancies. Those who rank lower may not be invited to the interview stage. It is crucial for candidates to attend the interview, as failure to do so, or not achieving the minimum qualifying marks during the interview, will result in disqualification from further consideration.
Please note that the initial shortlisting of candidates for the LIC HFL Junior Assistant interview will be provisional and will not involve document verification at that stage. Candidates will need to present all original documents for verification when they attend the interview. If it is determined during this verification process that a candidate does not meet the eligibility criteria—such as age or educational qualifications—they will be ineligible to participate in the interview. This ensures that only candidates who fully meet all requirements proceed further in the selection process.
LIC HFL Junior Assistant Final Selection Procedure
The final merit list and candidate selection will be determined based on a combination of scores from the LIC HFL Junior Assistant Online Examination and the Interview. Candidates will be selected strictly in accordance with their merit rankings, provided they achieve the minimum qualifying marks in the Interview. LIC HFL retains the right to modify the selection procedure if deemed necessary.
Once selected, candidates must undergo a Medical Examination conducted by a Medical Examiner authorized by LIC HFL. Appointment to the Junior Assistant position will be contingent upon the candidate being deemed medically fit by this authorized examiner.
LIC HFL Marking Scheme
| LIC HFL Marking Scheme | Marks Allotment |
|---|---|
| For correct answers | 1 mark |
| For wrong answers | -0.25 marks |
| For not attempted | 0 (no marks) |
LIC HFL Junior Assistant Syllabus
The LIC HFL 2024 syllabus is essential to look at before starting the preparation. A syllabus is like a road map in any exam preparation. The syllabus of LIC HFL includes 5 sections - General Awareness, English Language, Logical Reasoning, Computer Skill and Numerical Ability. Questions will be asked from the topics covered under the above-mentioned subjects. The detailed syllabus of the LIC Housing Finance Ltd. exam.2024 is given below:
| Section | Topics |
|---|---|
| Quantitative Aptitude /Numerical Ability | Approximation, Simplification, Series, Ratio & Proportion, Percentage, Average, Profit & Loss, Problems based on age, Mixtures & Alligations, Time & Work/ Pipe and Cistern, Time & Distance/ Trains, Permutation, Combination & Probability, Mensuration, Partnership, Simple Interest & Compound Interest, Caselet and Missing DI, Data Sufficiency, Data Interpretation |
| Logical Reasoning |
Alphanumeric Series, Data Sufficiency, Syllogism, Seating Arrangement/Puzzle, Coding Decoding, Blood Relations, Coded Inequalities, Common-sense Reasoning, Input Output, Logical Reasoning, Directions and Distances, Ordering and Ranking, Course of Action, Critical Reasoning, Analytical and Decision Making |
| English Language | Reading Comprehension, Fill in the blanks, Vocabulary, Paragraph Completion, Sentence Completion, Idioms and Phrases, Cloze Test, Error Spotting, Para Jumbles/ Sentence rearrangements, Sentence Improvement, Double Fillers (Sentence Completion), Phrase Replacement |
| General Awareness | Current Affairs (BeePedia), General Knowledge, Static Awareness, Government Scheme, Banking Awareness, Banking Terminologies Knowledge |
LIC HFL Books
A planned preparation gets enhanced with the selection of the right list of books. Good books not only clear your concepts in a lucid way but saves your time that can be utilized for practicing free mock tests. We have listed down subject wise books list for the LIC HFL exam 2024. You can also refer BeePedia for covering the GK section.
| Subject | Name of Book | Author/Publisher |
|---|---|---|
| Quantitative Aptitude / Numerical Ability | Practice Book on Quicker Maths, 2nd Edition | M.Tyra, K.Kundan / Magical Book Series |
| Quantitative Aptitude for Competitive Examinations 17th Edition | R.S Aggarwal / S.Chand Publisher | |
| Fast Track Objective Arithmetic | Rajesh Varma / Arihant Publishers | |
| Logical Reasoning | A New Approach to Reasoning Verbal and Non-Verbal | B.S. Sijwali and Indu Sijwali |
| Analytical Reasoning | MK Pandey (For the chapters required for analytical reasoning) | |
| A Modern Approach to Verbal & Non-Verbal Reasoning | R.S. Aggarwal | |
| General Awareness | Current Affairs (BeePedia) | - |
| Manorama Year Book 2025 | - | |
| Pratiyogita Darpan | - | |
| Lucent’s General Knowledge | - | |
| English Language | Objective English 4th Edition | Edgar Thorpe / Pearson |
| Word Power Made Easy | Norman Lewis / Penguin | |
| Objective General English 2nd Edition | S.P Bakshi / Arihant |
