A has a money claim against B for breach of contract. The right to sue accrues on 1 January 2025. A institutes suit on 1 July 2028. Under the Limitation Act, 1963 the suit is:

Explanation: A breach-of-contract money suit is governed by Article 55 of the Limitation Act, providing a THREE-year period from the date when the breach occurs (when the right to sue accrues). Filing on 1 July 2028 is beyond three years from 1 January 2025 and is therefore barred by limitation. Section 5 extension applies only to appeals and applications, not to suits, though Section 14 may exclude time spent in the wrong forum in appropriate cases. No suit is without a limitation period, and contract claims carry the three-year general rule.