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Under the Pradhan Mantri Fasal Bima Yojana (PMFBY), farmers pay a maximum premium of 5% for horticulture crops. The scheme aims to provide financial support to farmers in case of crop loss or damage. Key Points: 1. PMFBY was launched in 2016. 2. Premium rates are capped at 2% for Kharif crops and 1.5% for Rabi crops. 3. Horticulture crops have a maximum premium of 5%. 4. Coverage includes natural calamities, pests, and diseases. 5. Encourages adoption of modern agricultural practices. Bee Facts: • 5% (a): Maximum premium for horticulture crops. • 4% (b): Incorrect; no such provision under PMFBY. • 6% (c): Incorrect; higher than the actual premium. • 3% (d): Not applicable for PMFBY’s horticulture crops.
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