Question
The pilot of CBDC in the wholesale segment, known as the
Digital Rupee -Wholesale (e₹-W), was launched on November 1, 2022, with use cases being limited to the settlement of secondary market transactions in government securities. When was the project for retail segment launched?Solution
The first phase will include banks like State Bank of India, ICICI Bank, Yes Bank and IDFC First Bank in four cities across the country. The second phase will include four more banks, viz., Bank of Baroda, Union Bank of India, HDFC Bank and Kotak Mahindra Bank that will join the pilot later. Retail CBDC pilot starts Dec 1, to be tested in 4 banks, 4 cities initially—Mumbai, New Delhi, Bengaluru, and Bhubaneswar.
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