Question

Which of the following is/are reasons of increasing NPA

in banks? i. Laxity in credit risk appraisal and loan monitoring in banks ii. Delays in statutory and other approvals especially for projects under implementation and aggressive lending practices during upturn iii. Wilful default, loan frauds and corruption in some cases

A Only i

B Only ii

C Only i and ii

D Only ii and iii

E All of the above

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