Question

    Which of the following is/are reasons of increasing NPA

    in banks? i. Laxity in credit risk appraisal and loan monitoring in banks ii. Delays in statutory and other approvals especially for projects under implementation and aggressive lending practices during upturn iii. Wilful default, loan frauds and corruption in some cases
    A Only i Correct Answer Incorrect Answer
    B Only ii Correct Answer Incorrect Answer
    C Only i and ii Correct Answer Incorrect Answer
    D Only ii and iii Correct Answer Incorrect Answer
    E All of the above Correct Answer Incorrect Answer

    Solution

    The correct answer is E

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