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The 5:25 scheme allows banks to extend long-term loans of 20-25 years to match the cash flow of projects, while refinancing them every 5 or 7 years. Under SDR, banks who have given loans to a corporate borrower gets the right to convert the full or part of their loans into equity shares in the loan taken company. While RBI’s earlier ideas to resolve bad loans such as Strategic Debt Restructuring (SDR) required banks to oust existing promoters, S4A allows the incumbent management to continue, as long the default isn’t wilful. Prompt Corrective Action is a system of RBI under which it can initiate a corrective action in case of a bank which is found to be having low capital adequacy or high Non-performing Assets. These are called Trigger Points. RBI takes such action when Capital Adequacy Ratio goes down to less than 9% and Non-Performing Assets go up to more than 10%. Further, if return on assets us below 0.25%; this also serves as a trigger point to Prompt Corrective Action.
Land capability classes are designated by the numbers 1 to 8. What do the numbers indicate?
Heat which cause increase or decrease in temperature without changing state is known as
World Forestry day is celebrated on:
Which among the following propagation method is used in droopy/viney?
The yellowish color of cow milk is due to the presence of _____
Natural rubber is a polymer of
_____________ is the most critical factor in the maintenance of seed germination and viability of seed during storage.
What is the term for the arrangement of chromosomes in a descending order of size based on their centromere position?
Which of the following methods is commonly used for onion seed production?
Which physical mutagen has shorter wavelengths than X-rays, is more penetrating, and is commonly generated from the radioactive decay of elements like c...