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The 5:25 scheme allows banks to extend long-term loans of 20-25 years to match the cash flow of projects, while refinancing them every 5 or 7 years. Under SDR, banks who have given loans to a corporate borrower gets the right to convert the full or part of their loans into equity shares in the loan taken company. While RBI’s earlier ideas to resolve bad loans such as Strategic Debt Restructuring (SDR) required banks to oust existing promoters, S4A allows the incumbent management to continue, as long the default isn’t wilful. Prompt Corrective Action is a system of RBI under which it can initiate a corrective action in case of a bank which is found to be having low capital adequacy or high Non-performing Assets. These are called Trigger Points. RBI takes such action when Capital Adequacy Ratio goes down to less than 9% and Non-Performing Assets go up to more than 10%. Further, if return on assets us below 0.25%; this also serves as a trigger point to Prompt Corrective Action.
What is the name of the first satellite launched by India.
What is the capital of AUSTRALIA?
Which date marks the annual celebration of Internaut Day?
Where did the 6th edition of the Dustlik exercise take place in 2025?
What is the name of the assault rifle developed by DRDO?
Who founded the Kuchipudi Art Academy in 1963 to promote the Kuchipudi dance form?
Which state signed an MoU with the World Trade Centers Association to set up a World Trade Centre at AI City?
Which of the following is the Source of River Yamuna?
Surya Kiran is a joint military exercise betwenn India and ___________.
Where was the Namo Bharat Diwas celebrated recently?