Question
Regarding RBI’s initiatives to manage stressed
assets, match the following: A) 5:25Â Â Â Â Â Â Â P) Unviable portion of debt can be converted into equity B) SDRÂ Â Â Â Â Â Â Q) Long term debt with periodic cash flow refinance C) S4AÂ Â Â Â Â Â Â Â R) Bank to take majority stake in the stressed company D) PCAÂ Â Â Â Â Â Â Â S) Trigger points are CRAR, NPA, RoA and LeverageSolution
The 5:25 scheme allows banks to extend long-term loans of 20-25 years to match the cash flow of projects, while refinancing them every 5 or 7 years. Under SDR, banks who have given loans to a corporate borrower gets the right to convert the full or part of their loans into equity shares in the loan taken company. While RBI’s earlier ideas to resolve bad loans such as Strategic Debt Restructuring (SDR) required banks to oust existing promoters, S4A allows the incumbent management to continue, as long the default isn’t wilful. Prompt Corrective Action is a system of RBI under which it can initiate a corrective action in case of a bank which is found to be having low capital adequacy or high Non-performing Assets. These are called Trigger Points. RBI takes such action when Capital Adequacy Ratio goes down to less than 9% and Non-Performing Assets go up to more than 10%. Further, if return on assets us below 0.25%; this also serves as a trigger point to Prompt Corrective Action.
Which of the following organisms were used by different scientists in Genetics?
Maintaining the temperature of food in the range of 0deg;C to 8deg;C is called:
Which of the following weed is used as a green vegetable?
Loans upto ______ pledge/hypothecation of agricultural produce including WHR for a period not exceeding 12 months against NWR/eNWRS are eligible to clas...
What is India's approximate share in the world's cotton consumption?
How much Vitamin A should Fortified Milk contain?
 Which of the following crop is highly tolerant to alkalinity?
Which of the following states belong to the Northern Zone of cotton production in India?
Which soil pH range is considered optimal for the availability of phosphorus for plant growth?
Which of the following state has highest inland water resources in the form of brackish water?