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First Pillar: Minimum Capital Requirement The first pillar Minimum Capital Requirement is mainly for total risk including the credit risk, market risk as well as Operational Risk. Second Pillar: Supervisory Review Process is basically intended to ensure that the banks have adequate capital to support all the risks associated in their businesses. As per RBI guidelines ICAAP or Internal Capital Adequacy Assessment Process is done by banks themselves while SREP or Supervisory Review and Evaluation Process is conducted RBI. Third Pillar : Market Discipline The idea of the third pillar is to complement the first and second pillar. This is basically a discipline followed by the bank such as disclosing its capital structure, tier-I and Tier –II Capital and approaches to assess the capital adequacy.
He has a voracious appetite for reading.
Out of four alternatives choose the one word which can be substituted for the given words/sentence and indicate the correct answer. .'
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A high area of rock with a steep side
Dolorous
Choose the word opposite in meaning to the given word.
Diligent
Sparse
Find the word with the appropriate similar meaning of the word in Italic from the options given:
The research paper presented novel ideas on ...
Repentance
The noxious fumes made it hard to breathe.
Read each sentence to find out whether there is any grammatical error in it. Mark the part with the error as your answer.
If that ruler is ...