Question
Which of the following is not one of the pillars of
Basel III?ÂSolution
First Pillar: Minimum Capital Requirement The first pillar Minimum Capital Requirement is mainly for total risk including the credit risk, market risk as well as Operational Risk. Second Pillar: Supervisory Review Process is basically intended to ensure that the banks have adequate capital to support all the risks associated in their businesses. As per RBI guidelines ICAAP or Internal Capital Adequacy Assessment Process is done by banks themselves while SREP or Supervisory Review and Evaluation Process is conducted RBI. Third Pillar : Market Discipline The idea of the third pillar is to complement the first and second pillar. This is basically a discipline followed by the bank such as disclosing its capital structure, tier-I and Tier –II Capital and approaches to assess the capital adequacy.
In the context of a relational database, which of the following is NOT a characteristic of a candidate key ?
A surrogate key is:
Which schema in data warehousing uses a central fact table connected to dimension tables?
Which of these is NOT an ensemble method?
What is meant by 'cardinality' in data modeling?
Which OLAP operation allows users to view data at different levels of granularity?
Which of the following best describes a fact constellation schema in a data warehouse?
Fact constellation schema is best described as:
In OLAP, “Slice and Dice” means:
Which of the following best defines the concept of the "Internet of Things" (IoT)?