Question
Which of the following is NOT true about
microfinance? i. Using SHG/JLG model loans of small amount of less than one lakh rupees are provided for income generating activities ii. These loans are mostly unsecured loans based on the guarantee of other group members iii. There is no cap on the interest rates an interest goes upto 35-40% per annumSolution
Interest rates in microfinance mostly range around 22-26%. The rate is arrived at by calculating their cost of funds plus a maximum 10% margin or the average base rate of the five largest commercial banks by assets multiplied by 2.75 times, whichever is lower.
Heat stored in water vapour is –
Which of the following statements is true when we see 'rainbow'?
Which material is primarily responsible for the elasticity found in leggings and athletic apparel?
The splitting up of white light into seven colours on passing through a glass prism is called as
A ray of light from the object parallel to principal axis of a concave lens, after refraction appears to diverge from which point on the same side of th...
The instrument for measuring intensity of earthquakes is called –
What is the SI unit for measuring speed?
The hair of shaving brush clings together when removed from water due to –
The instrument which uses sound waves to measure the depth of oceans is –
Which one of the following animals can hear ultrasonic sound?
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