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      Question

      What was India’s bank Gross Non-Performing Asset

      (GNPA) ratio as of September 2025, as reported in the Economic Survey? 
      A 3.1% Correct Answer Incorrect Answer
      B 2.8% Correct Answer Incorrect Answer
      C 2.5% Correct Answer Incorrect Answer
      D 2.2% Correct Answer Incorrect Answer
      E 1.9% Correct Answer Incorrect Answer

      Solution

      The Survey reports that the banking system’s GNPA ratio declined to 2.2% in September 2025, marking a multi-decadal low. This improvement reflects better asset quality, recoveries under insolvency mechanisms, and strengthened balance sheets of scheduled commercial banks.  

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