Question
Which platform is used in the pact between PhonePe and
SIDBI to enable registration of informal micro enterprises?Solution
The memorandum of understanding links PhonePe with SIDBI to scale registrations of informal micro enterprises via the Udyam Assist Platform (UAP). UAP, launched in January 2023 by SIDBI, formalises micro units and integrates them into the digital economy. It has already issued certificates to over 2.75 crore small businesses, and the collaboration is aimed at expanding coverage—especially among merchants using digital payments—so they can access institutional credit, subsidies, insurance, and government schemes.
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