Question
What was the total value of Direct Benefit Transfers
(DBT) routed through PMJDY accounts in 2024–25?Solution
In 2024–25 alone, ₹6.9 lakh crore worth of Direct Benefit Transfers (DBT) were processed through PMJDY accounts. This demonstrates how the scheme has become the main channel for DBT delivery using the JAM trinity (Jan Dhan–Aadhaar–Mobile). PMJDY’s reach ensures benefits like subsidies and welfare transfers are distributed transparently and directly into beneficiaries’ bank accounts, reducing leakages and reliance on cash-based systems.
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