Consider the following statements with respect to the data provided by the Reserve Bank of India about the total amount of frauds been reported by banks- 
I.The total amount of frauds reported by banks declined to a six-year low while the average amount involved in frauds was the lowest in a decade.However, the number of frauds reported by banks has gone up from 7,263 in 2020-21 to 13,576 in 2022-23.
II.The amount involved in these frauds has seen a significant decline from Rs 1,18,417 crore to Rs 47,632 crore during the same period.
III.The common areas of operations of these frauds included advances, forex transactions, deposits, and operations involving card or internet transactions.In number terms, H1FY24 saw forex transactions as the most common types of fraud. Which of the following statements is/are TRUE ?