Question
National Payments Corporation of India (NPCI) has
directed banks and third party apps to stop the UPI services for accounts that have remained inactive for more than a year with an aim to optimize and streamline UPI ID usage.When will these directions come into effect?Solution
National Payments Corporation of India (NPCI) has directed banks and third party apps to stop the UPI services for accounts that have remained inactive for more than a year.This means that if you have not used UPI for transactions for over a year, your UPI account will be frozen and you will not be able to use it. This will take place from December 31, 2023.By guaranteeing that only those UPI IDs that are regularly used continue to be active, the change seeks to optimize and streamline UPI ID usage. The instruction is a proactive measure to improve the UPI ecosystem’s security and efficiency.
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