Punjab National Bank has launched PNB Digital Gold Loan scheme. Which of the following statements is/are true with respect to this newly launched scheme?
I.PNB Digital Gold Loan scheme aims to provide a hassle-free credit to customers to quickly meet their personal as well as agriculture credit requirements. The two schemes have been named PNB Gold Loan for the retail segment and PNB Sonahala for the agriculture segment.
II.The PNB Digital Gold Loan scheme allows individuals to borrow amounts ranging from Rs 25,000 to Rs 25 lakh for personal needs. Additionally, the loan is available for supporting agriculture or allied activities.
III. Borrowers seeking short-term production and/or investment credit for agriculture activities, such as crop production, land-based activity other than crop cultivation, irrigation, and allied agriculture activities are eligible for loans of minimum Rs 10,000 to maximum Rs 5 lakh.
Punjab National Bank (PNB) has launched the PNB Digital Gold Loan scheme. The digital lending solution launched aims to provide a hassle-free credit to customers to quickly meet their personal as well as agriculture credit requirements by using gold jewellery and/or ornaments as collaterals. The two schemes have been named PNB Gold Loan for the retail segment and PNB Swarnim for the agriculture segment.The PNB Digital Gold Loan scheme allows individuals to borrow amounts ranging from Rs 25,000 to Rs 25 lakh for personal needs. Additionally, the loan is available for supporting agriculture or allied activities. Borrowers seeking short-term production and/or investment credit for agriculture activities, such as crop production, land-based activity other than crop cultivation, irrigation, and allied agriculture activities are eligible for loans of minimum Rs 10,000 to maximum Rs 2 lakh. One key feature of PNB Digital Gold Loan is its streamlined digital process, covering everything from loan application, loan acceptance to loan account opening, security creation, documentation and disbursement, thus eliminating paperwork hassles.
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