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Jivhala scheme has recently been launched by the Maharashtra Department of Prisons. It is primarily for inmates who are undergoing a prison sentence of more than three years. In the initial phase of this scheme, a Rs 50,000 loan will be given and the interest rate is 7%. Out of the interest that will be earned by the bank, 1 percent will be contributed by the bank to the prisoners’ welfare fund. For issuing this loan no guarantor or mortgage is required.
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