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Start learning 50% faster. Sign in nowThe Pradhan Mantri Jan Dhan Yojana (PMJDY) ensures access to financial services, namely savings and deposit accounts, remittance, credit, insurance and pension in an affordable manner to the country's poor and marginalised section of the society. The Centre's scheme allows the Jan Dhan account holders to withdraw money upto ₹10,000 in the form of a short-term loan. This limit was earlier ₹5,000 but the government doubled the amount later.
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