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    5. The process of analyzing and assessing the creditworthiness of a borrower is known as: 

    Question

    The process of analyzing and assessing the

    creditworthiness of a borrower is known as: 
    A Credit scoring Correct Answer Incorrect Answer
    B Credit rating Correct Answer Incorrect Answer
    C Credit analysis Correct Answer Incorrect Answer
    D Credit management Correct Answer Incorrect Answer
    E Credit monitoring Correct Answer Incorrect Answer

    Solution

    Credit analysis involves evaluating the borrower's ability to repay the debt and assessing the risk of default.

    Practice Next
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    Relevant for Exams:

    • Union Bank of India Credit Officer
    • PNB SO Credit Officer Scale 1
    • UBI Assistant Manager Credit Officer 2025

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