Question
If an individual is unable to pay back the overdraft
taken by him, which of the following risk is the bank facing?Solution
Credit Risk is the risk of non-recovery of loan or risk of default.     Market risk â risk from change in market value of assets Interest rate risk â risk from change in interest rate Liquidity risk â risk of not having enough liquid assets to meet short term obligations Operational risk - from inadequate or failed procedures, systems or policies, employee   errors, systems failures, fraud or other criminal activity, any event that disrupts business processes
Which ministry launched the âDigiClaimâ platform under the national crop insurance portal for speedy disbursal of claims to insured farmers?
Under the Pradhan Mantri Jeevan Jyoti Bima Yojana, risk coverage of âš2 Lakh is credited to the savings bank account of the holder in case of the death...
IFSCA, with support from GoI, has instituted a flagship thought leadership event, âInFinity Forumâ as an annual feature beginning in 2021. This even...
The approximate percentage change in a bondâs price for a 1% change in yield to maturity is given by:
Projected Annual Turnover: âš24 crore
Borrower margin: 5%
What is the permissible WC limit under Nayak Committee norms?
Which the following is not the reason for demand pull inflation?
 What is the maximum number of partners allowed in a Limited Liability Partnership (LLP) in India?
Consider the following statement:
I. Highest surcharge rate on income above 5 crore to be reduced from 37% to 30% under new regime
II. E...
A statement which gives organization-specific definitions of whatâs expected and required with respect to the behavior and actions within the organiza...
Where is personal wealth management more skewed towards?
