Question
Regarding Non-Performing Assets (NPAs), evaluate these
statements: 1. An account is classified as Doubtful if it has remained in the sub-standard category for 12 months. 2. Provisioning for a Doubtful asset (D1 category - secured portion) is 25%. 3. Banks must provide 100% for the unsecured portion of a Doubtful asset. Which of the statements above is/are correct?ÂSolution
All statements are correct. For Doubtful assets, the provisioning on the secured portion is 25% (up to 1 year - D1), 40% (1-3 years - D2), and 100% (above 3 years - D3). Unsecured portions always require 100% provisioning.
This question is based on the five, three-digit numbers given below.
(Left) 879 896 884 936 985 (Right)
(Example- 879 – First digit ...A man invested a certain amount of sum at 12.5% per annum simple interest and earned an interest of Rs.2200 after 4 years. If the same amount is investe...
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2 4 6 8 4 2 8 6 4 8 7 3 8 6 4 2 4 6 8 7 4 6 9 4
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Two bus tickets from city A to B and three tickets from city A to C cost ₹ 77 but three tickets from city A to B and two tickets from city A to C cost...
Select the option that is related to the fourth number in the same way as the first number is related to the second number and the fifth number is relat...
Select the number-pair that is different from the other three.
- This question is based on the five, three-digit numbers given below.
(Left) 847 538 628 482 497 (Right)
(Example- 847 – First digit = 8, ...
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