Answer-What is the 'Margin' in the context of a bank loan?

Margin is the portion of the assets cost that the borrower must fund from their own resources, ensuring they have skin in the game.

Question

What is the 'Margin' in the context of a bank loan?

A The profit the bank makes on the loan.

B The borrower's contribution toward the cost of the project/asset.

C The penalty charged for late payment.

D The difference between Repo rate and Bank rate.

E The total collateral value.