Question

While commercial banks can utilize the standard social infrastructure lending limits across Tier II to Tier VI areas, Primary (Urban) Co-operative Banks (UCBs) are subject to which of the following restrictive criteria?

Q: Answer-While commercial banks can utilize the standard social infrastructure lending limits across Tier II...

To ensure that Urban Co-operative Banks focus their developmental mandates on smaller, under-banked regions, the regulatory framework stipulates that the social infrastructure targets and ceilings apply to UCBs only in centres with a population below one lakh.