Question
According to the Principles of Lending, which of the
following is NOT a primary factor when granting loans?Solution
The age of the business owner is not a primary factor in granting loans. The most important factors are the purpose of the loan, the security provided, diversification of risks, and the liquidity of the loan, which ensure the loan is both safe and viable.
 Comparison of a company’s financial results to other peer companies for the same period is called:
RBI Retail Direct Scheme provides Retail investors the facility to open and maintain the ‘Retail Direct Gilt Account’ (RDG Account) with RBI. It wa...
Under consortium lending, the key principle is:
The approximate percentage change in a bond’s price for a 1% change in yield to maturity is given by:
What was the average rating increase for centres in the Middle East & Africa region in GFCI 38?
DEF Enterprises has the following details for the year:
• Total Revenue: ₹18,000,000
• COGS: ₹10,000,000
• Marketing Expe...
Which of the following instruments in the Indian money market is a negotiable, unsecured instrument issued by banks and financial institutions to raise ...
An LC which authorises the Advising Bank, to transfer, at the request of the First Beneficiary the credit available in whole or in part to one or more o...
Value at Risk (VaR) is a widely used risk management tool. A limitation of the VaR approach to measuring risk is that it fails to specify:
Which of the following management practices is most effective for MSMEs to reduce operational costs ?
