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    Question

    As per revised RBI guidelines, a loan account classified

    as SMA-2 is overdue for how many days?
    A 31–60 days Correct Answer Incorrect Answer
    B 61–90 days Correct Answer Incorrect Answer
    C 91–180 days Correct Answer Incorrect Answer
    D More than 90 days Correct Answer Incorrect Answer
    E 1–30 days Correct Answer Incorrect Answer

    Solution

    RBI defines Special Mention Account (SMA) categories as: • SMA-0: 1–30 days • SMA-1: 31–60 days • SMA-2: 61–90 days overdue

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