As per the Credit Guarantee Scheme for Micro and Small

Solution

The Credit Guarantee Scheme sets different maximum credit facility limits depending on the type of lending institution: • For Public Sector Banks, Private Sector Banks, Foreign Banks, and select Financial Institutions, the maximum eligible credit per borrower is ₹10 crore. • For Regional Rural Banks (RRBs), the maximum limit is ₹2 crore. • For Microfinance Institutions (MFIs), the maximum limit is ₹50 lakh. This differentiation ensures that larger institutions with greater capacity can extend higher volumes of guaranteed credit, while smaller institutions operate with lower thresholds tailored to their lending reach.