Question
What is the classification for an asset that has
remained NPA for a period of less than or equal to 12 months according to the RBI’s IRAC guidelines?Solution
 Under the IRAC guidelines, when an asset has been classified as NPA for a period of less than or equal to 12 months, it is considered a "Substandard Asset." These assets are at risk, but there is still a possibility of recovery. Banks are required to make a provision of 15% for substandard assets to account for the potential loss.
Choose the alternative which can replace the bold word without changing the meaning of the sentence.
The professor’s recondite theories were diff...In each of the following sentences, four words have been highlighted and labelled (A), (B), (C), and (D). These words may or may not be correctly place...
- Direction: In each of the questions given below, four words are given in bold. These four words may or may not be in their correct position. The sentence i...
A. With the second wave of infections and the rise in COVID-19 positive cases in India, the necessity for integral medicines, hospital beds and oxygen s...
Directions: Two sentences are given in the question below. Three words are emboldened in each of the sentences. Interchange the words to make meaningful...
Direction: In each of the questions given below, four words are given in bold. These four words may or may not be in their correct position. The sentenc...
While most observers unintended (A) that a Chinese invasion remains too risky a prospect (B) for the Communist Party leadership in the immediate future,...
In each of the questions given below, four words are printed in bold and marked as (A), (B), (C), (D). These words may or may not be in their correct p...
- In the question given below, four words are given in bold. These four words may or may not be in their correct position. The sentence is then followed by o...
In the following questions, four words in the sentence have been highlighted and numbered. These words may be incorrectly placed. You have to identify ...
