What is the provisioning requirement for a standard asset for fund based facilities of Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectors
The provisioning requirements for all types of standard assets stands as below. Banks should make general provision for standard assets at the following rates for the funded outstanding on global loan portfolio basis: · Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectors at 0.25 per cent; · advances to Commercial Real Estate (CRE) Sector at 1.00 per cent; · advances to Commercial Real Estate – Residential Housing Sector (CRE - RH) at 0.75 per cent · housing loans extended at teaser rates · restructured advances – as stipulated in the prudential norms for restructuring of advances. · All other loans and advances not included above at 0.40 per cent.
Who among the following is the 2017 Sahitya Akademi Award winner in Hindi Language?
Lack of access to financial services is technically known as:
Bank rate is
Minimum amount of Certificate of Deposit is
Fiscal Policy in India is formulated by whom?
What is a stale cheque?
Which economy is called as Closed Economy?
Non-Banking Financial Company’s minimum tenure of deposits is_______.
Which of the following is true about Cash Credit (Bank Loan)?
I. Cash credit is an arrangement whereby the bank allows the borrower to draw am...
The State Bank of India was founded in __________.