Which of the following is the  p l at form  for

Solution

MITRA -  Mutual Fund Investment Tracing and Retrieval Assistant (MITRA)  i s a Service Platform for investors to trace inactive as well as unclaimed mutual fund investments .    An inactive folio is where no  investor initiated   transaction  (financial or non-financial) has taken place in  last  10  years  but unit balance is available in the folio.     UDGAM -  UDGAM refers to Unclaimed Deposits-Gateway to Access information, which is an online porta   developed by RBI. It facilitates the registered users  to  search  unclaimed deposits/accounts across multiple banks at one place in a  centralised  manner.     IEPF  –   Investor education and Protection Fund by the government -  IEPF provides a facility to search for unclaimed shares,  dividends  or deposits     SCWF –  Senior Citizens’ Welfare Fund (SCWF)  maintained  by the Government of India.   If an amount  remains  unclaimed for more than 10 years, it is transferred by the insurer to the Senior Citizens’ Welfare Fund (SCWF) .  An unclaimed insurance amount refers to the amount held by an insurer, but payable to consumers, including income  accrued  thereon, on account of their non- contactability  through any means and  remaining  unpaid beyond twelve months from the due date of such payment.     SPCPA - S ubscriber’s Pension Contribution Protection  Account  maintained  at PFRDA  -  The Unclaimed/reconciled  NPS  contributions which have  remained  unclaimed for over seven (7)  years,  or  earlier, if the registration of the intermediary has been cancelled or has expired, are deposited by POPs into the SPCPA account.