Question
A sub‑standard asset of ₹50 crore consists of
secured portion ₹35 crore and unsecured portion ₹15 crore. As per RBI provisioning norms, secured portion attracts 15% and unsecured portion attracts 25% provisioning. What is the minimum total provisioning required?Solution
Provision = 5.25 + 3.75 = ₹9.0 crore.
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