Question
What is the provisioning requirement for a standard
asset for fund based facilities of Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectorsSolution
The provisioning requirements for all types of standard assets stands as below. Banks should make general provision for standard assets at the following rates for the funded outstanding on global loan portfolio basis:
- Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectors at 0.25 per cent;
- advances to Commercial Real Estate (CRE) Sector at 1.00 per cent;
- advances to Commercial Real Estate – Residential Housing Sector (CRE - RH) at 0.75 per cent
- housing loans extended at teaser rates
- restructured advances – as stipulated in the prudential norms for restructuring of advances.
- All other loans and advances not included above at 0.40 per cent.
In rice, 'Dee-geo-woo-gen' is a source of
In which year the National Food Security Act was passed?
A subdivision on the basis of some important deviations such as surface texture, erosion, slope and stoniness is called as
The cooling of seed during germination in order to accelerate flowering when it is planted is referred as
What is a defining feature of a pyranose structure in saccharides?
Which of the following is correctly matched ?
Name the branch of agricultural science deals with principles, & practices of soil, water & crop management.
Which nutrient deficiency is associated with "Grey speck" disease in oats?
Which agenda of SDGs of UN addresses zero hunger?
Cholesterol oxidase (CO) protein present in Streptomyces showed acute toxicity to
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