Question
What is the provisioning requirement for a standard
asset for fund based facilities of Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectorsSolution
The provisioning requirements for all types of standard assets stands as below. Banks should make general provision for standard assets at the following rates for the funded outstanding on global loan portfolio basis:
- Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs) sectors at 0.25 per cent;
- advances to Commercial Real Estate (CRE) Sector at 1.00 per cent;
- advances to Commercial Real Estate – Residential Housing Sector (CRE - RH) at 0.75 per cent
- housing loans extended at teaser rates
- restructured advances – as stipulated in the prudential norms for restructuring of advances.
- All other loans and advances not included above at 0.40 per cent.
None of his sons is mature enough to adept to new circumstances.
- Select the INCORRECTLY spelt word.
- The following sentence contains a word with a spelling error. Rectify the sentence by selecting the correct spelling of the identified word from the given ...
Select the INCORRECTLY spelt word.
Once demand (A) for services raises (B) , along with aggregate (C) income, both demand for the labour of the rich and the business income of that group ...
Choose the word with correct spelling.
Choose the word with the correct spelling.
It's the only places in the city where one can see majestic birds like pelicans and painted storks in large numbers.
...Select the correct spelling of the word.
A. Tranquilize Â
B. Trenquilise Â
C. Tranqeilize Â
D. Tranquelise Â
...
In the question below, a sentence is given with four words highlighted in bold. One of these four words may either be wrongly spelled or inappropriate ...