Question
Several studies have pointed out that
________________________________. Directions (Q.6 -10): Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions. Several studies have pointed out that health insurance in India suffers from lack of scale, covering only about 29% of the households surveyed under the National Family Health Survey-4, that too in a limited way. The health-care system also lacks regulation of costs. There is asymmetry of information, with the insured member unable to assess the real scope of the policy or negotiate the terms with the provider. Questions such as these led to the enactment of a new health-care law in the United States during the Barack Obama administration, whereby strict obligations were placed on insurers and unreasonable exclusions removed. India’s health insurance and hospital sectors closely follow the American pattern, and are in need of strong regulation. This is necessary to define costs, curb frauds and empower patients. As the Delhi High Court has observed, exclusions cannot be unreasonable or based on a broad parameter such as genetic disposition or heritage. Insurance law has to be revisited to also ensure that there is a guaranteed renewal of policies, that age is no bar for entry, and pre-existing conditions are uniformly covered. Problems of exclusion will be eliminated if the payer-insurer is the state, the financing is done through public taxes, and coverage is universal. Given its stated intent to ensure financial protection against high health costs, India should adopt such a course. The short-term priority is to remove discriminatory clauses in policies and expand coverage to as many people as possible.Solution
Several studies have pointed out that health insurance in India suffers from lack of scale, covering only about 29% of the households surveyed under the National Family Health Survey-4, that too in a limited way.Â
A boy goes to school at 8 km/Hr and return at a speed of 7 km/hr. If he takes 15 hrs in all. Find the distance from his village to school?
Armaan is traveling at a speed of 40 km/h, and it takes him 90 minutes to reach his office. However, after completing half of the journey, Armaan took a...
From the top of a multi-storey building, the angle of depression to the top of a smaller building (which is 20 meters tall) is 45°. The distance betwee...
Before servicing, a car runs at a speed of 35 km/hr while after servicing, it runs at a speed of 70 km/h. After servicing the car covers a certain dista...
Krishna covers a certain distance by train at 25 km/hr. and the equal distance on foot at 4 km/hr. If the time taken by him for the whole journey be 5 ...
A train leaves Station X at 6:00 AM and travels towards Station Y at 60 km/hr. Another train leaves Station Y at 7:00 AM and travels towards Station X a...
If a person walks 25% more than of his usual speed, reaches his distance 90 minutes before. If the destination is 495 km away, then the usual speed of a...
A goods train and a passenger trains are running on parallel tracks in the same direction.The driver of the goods train observes that the passenger tra...
If a person walks at (2/3) of his normal speed, he arrives at his office 30 minutes late. What is the usual time taken by him to ...
A truck moves at a speed of 80 km/h and covers a distance of 160 km. If the speed is increased by 25%, how much time (in minutes) will the truck take to...