Question
What is possibly the short-term priority to be
undertaken in the health sector? Directions (Q.6 -10): Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions. Several studies have pointed out that health insurance in India suffers from lack of scale, covering only about 29% of the households surveyed under the National Family Health Survey-4, that too in a limited way. The health-care system also lacks regulation of costs. There is asymmetry of information, with the insured member unable to assess the real scope of the policy or negotiate the terms with the provider. Questions such as these led to the enactment of a new health-care law in the United States during the Barack Obama administration, whereby strict obligations were placed on insurers and unreasonable exclusions removed. India’s health insurance and hospital sectors closely follow the American pattern, and are in need of strong regulation. This is necessary to define costs, curb frauds and empower patients. As the Delhi High Court has observed, exclusions cannot be unreasonable or based on a broad parameter such as genetic disposition or heritage. Insurance law has to be revisited to also ensure that there is a guaranteed renewal of policies, that age is no bar for entry, and pre-existing conditions are uniformly covered. Problems of exclusion will be eliminated if the payer-insurer is the state, the financing is done through public taxes, and coverage is universal. Given its stated intent to ensure financial protection against high health costs, India should adopt such a course. The short-term priority is to remove discriminatory clauses in policies and expand coverage to as many people as possible.Solution
According to the passage,the short-term priority should be remove certain unfair clauses in the policies and to extend the coverage to as many people as possible. The passage says- "The short-term priority is to remove discriminatory clauses in policies and expand coverage to as many people as possible".
In May 2023, which state launched Mukhyamantri Sikho Kamao Yojana which aimed at providing opportunities for unemployed youth to learn and master their ...
Consider the following statements about acquired immunodeficiency syndrome (AIDS):
1. World AIDS Day is observed every year on December 2.
Where did the 148th Inter-Parliamentary Union meeting take place in March 2024?
From which date did key provisions of the Banking Laws (Amendment) Act, 2025, come into force?
What is the mass in kgs of the propulsion module utilized in Chandrayaan-3?
Which entity conducted the first joint naval exercise in the Gulf of Guinea on October 24, 2023?Â
Which of the player has become the 229th ODI player of India from Haryana?
What is the increased ceiling for collateral-free agriculture loans announced by the RBI?
The establishment of the Reserve Bank of India was influenced by the suggestions of which commission?
Who was appointed as the Director General of the National Security Guard (NSG) in August 2024?