If the subscriber dies, what percentage of the pension is provided to the spouse as a family pension?

Read the following passage and answer the Questions (Q no. 27 to 30) based on the passage. The financial security of laborers is vital for both individual well-being and broader economic stability. In many countries, including India, laborers—especially those in the unorganized sector—face significant challenges in achieving financial stability. Ensuring financial security for laborers not only enhances their quality of life but also contributes to economic growth, social stability, and the overall development of society. One of the primary reasons financial security is essential for laborers is that it provides them with a safety net against economic uncertainties. Many laborers work on a daily wage or contract basis, often without any formal employment benefits such as health insurance, paid leave, or retirement plans. This precarious situation makes them vulnerable to economic shocks, such as job loss, illness, or unexpected expenses. By promoting financial security through savings, insurance, and access to credit, laborers can better withstand these challenges and avoid falling into poverty. Financial security also empowers laborers to make long-term investments in their futures. When workers have a stable income and access to savings tools, they are more likely to invest in education, skill development, or entrepreneurship. This not only improves their earning potential but also contributes to greater economic mobility and social progress. Skilled and educated laborers can adapt to changing market demands, leading to increased productivity and innovation in the workforce.