Deputy Governor of the Reserve Bank of India Dr Michael Debabrata Patra in his speech mentioned trinity of:
I) Jan Dhan
II) Aadhaar
III) Mobile connections
IV) PAN
JAM Trinity- (Jan Dhan , Aadhar , and Mobile) is a tool used by the government to transfer cash benefits directly to the bank account of the intended beneficiary. JAM Trinity is the key enabler of India's transformed and well-developed digital landscape.
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