Which of the following best describes a bias towards maintenance of one's existing state of affairs?

Status quo bias is our tendency to stick with the current situation, preferring it over change, even if alternatives are better, because we fear the risks and effort of switching or changing.  Other biases mean: • Anchoring Bias: Over-relying on the first piece of information (the "anchor") when making decisions, like focusing on an initial price. • Confirmation Bias: Seeking, interpreting, and remembering information that confirms our existing beliefs, reinforcing the status quo. • Default Effect: Favoring the pre-selected option (the default), which often aligns with the status quo, like opting into a retirement plan unless you actively opt-out. • Loss Aversion: The pain of losing something is psychologically more powerful than the pleasure of gaining something equivalent, driving us to avoid change to prevent loss.