Question

Rohit: I renewed my car insurance through AutoSure.com. Their premium was much lower than what traditional agents quoted. The process was quick, and I didn’t have to pay any service charges. I recommend that you avoid insurance agents and use online portals instead. Neha: Insurance agents work on commission and therefore try to retain customers by offering personalised assistance during claims. When renewing my policy, I will definitely choose an agent rather than buying insurance directly online. Neha could strengthen her position by pointing out all of the following except:

A Insurance agents help customers understand fine print and exclusions that online platforms may not highlight clearly.
B Agents often negotiate with insurers to get better claim settlement outcomes for their clients.
C Online portals may offer discounts, but they do not provide post-purchase support during emergencies.
D Some agents collaborate with insurers to push policies that offer them higher commissions, even if the customer benefits less.
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