Under the Right to Information Act, 2005, which of the following is exempt from disclosure (and can be refused) even if held by the Reserve Bank of India?

Explanation: Section 8(1) of the Right to Information Act, 2005 provides exemptions from disclosure. Explanation: Section 8(1)(e) exempts information available to a person in his fiduciary relationship, unless the competent authority is satisfied that larger public interest warrants disclosure.
The RBI often holds information received from banks in a fiduciary capacity (e.g., inspection reports, supervisory data). Such information can be denied under this clause, subject to public interest override.