Under Section 19(3

Section 19(3B) (originally numbered 3A and renumbered by the 2016 Amendment) provides that if any application filed before the Tribunal for recovery of debt is settled prior to the commencement of the hearing OR at any stage of the proceedings before the final order is passed, the applicant may be granted a refund of the fees paid at such rates as may be prescribed. This provision encourages out-of-court settlement and negotiated resolution by offering a financial incentive (fee refund) to the applicant bank that opts to settle rather than continue litigation. The rates of refund are prescribed under the rules made under Section 36.