Section 2(h) defines 'financial institution'. Which of the following is included in the definition of 'financial institution' under Section 2(h)?

Section 2(h) defines 'financial institution' to include: (i) a public financial institution within the meaning of Section 4A of the Companies Act, 1956; (ia) a securitisation or reconstruction company registered under Section 3(4) of the SARFAESI Act, 2002 (added by Act 30 of 2004); (ib) a debenture trustee registered with SEBI and appointed for secured debt securities (added by Act 44 of 2016); and (ii) such other institution as the Central Government may specify by notification. Banks (including RRBs, SBI, subsidiaries, multi-State co-operative banks) are covered under the definition of 'bank' in Section 2(d), not under 'financial institution'. The two definitions are mutually exclusive and must be clearly distinguished.