Which of the following statements is/are incorrect? 1. PMAY-U 2.0 was approved by the Union Cabinet on 9 August 2024. 2. The scheme aims to build one crore houses over ten years. 3. Beneficiaries taking loans up to Rs 25 lakh are eligible for a 4% interest subsidy on the first Rs 8 lakh for 12 years. 4. The funding ratio between the central and state governments is 70:30.