Question
Consider the following statements regarding Pradhan
Mantri Jan Dhan Yojana: 1.           All accounts under the scheme are provided with an overdraft facility of Rs. 10,000. 2.           Pradhan Mantri Jan Dhan Yojana account can be opened only in Public Sector Banks. 3.           Under the scheme, to avail the accident insurance the beneficiary must must have performed at least one successful transaction using the card in the 90 days prior to date of accident. Which of the above given statements is/are correct?Solution
Under the PMJDY, a RuPay debit card is provided to account holders. The key condition to avail the accident insurance is that the beneficiary must have performed at least one successful transaction (financial or non-financial) using the card in the 90 days prior to date of accident. PMJDY accounts are being opened with zero balance. All bank accounts opened under the scheme are to have an overdraft (OD) facility of Rs 10,000 for Aadhar-linked accounts after satisfactory operation in the account for 6 months. Banks that provide the PMJDY scheme. Individuals can open an account under the PMJDY scheme at both public and private sector banks.
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